House values have fallen for the fifth month in a row, but cheaper prices are not expected to move an abundance of housing stock until interest rates get the chop.
【澳纽网编译】房价已连续第五个月下跌,但在利率下降之前,预计更便宜的价格不会推动大量的住房存量。
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Corelogic’s latest home value index shows there was a 0.5 percent fall in July, which takes the total decline from February’s mini peak to 2.5 percent.
Corelogic最新的房屋价值指数显示,7月份下跌了0.5%,这使得2月份的迷你峰值的总跌幅达到2.5%。
The median value for stock nationally is now $827,515.
全国房产的中位数现在为 827,515 纽币。
Head of research Nick Goodall said a significant drop in interest rates was needed to get the market growing and moving again.
研究主管尼克·古道尔(Nick Goodall)表示,利率需要大幅下降才能让市场再次增长和运转。
“The dynamics are a little bit in balance as there’s reason for demand, but that demand is held back by tight credit.
“由于有理由有需求,因此动态有点平衡,但这种需求受到信贷紧缩的抑制。
“即使投资者今天的环境可能比几个月前要好,因为所有这些变化,如缩短了明线测试,利息抵扣被重新引入,但如果他们愿意购买,他们仍然受制于他们获得足够贷款来实际购买房产的能力。所以还是相对平衡的,一切都与利率有关。
“Even though investors might be in a better environment today than they were a few months ago with all those changes such as shortening the bright line test, interest deductibility being brought back in, but if they’re willing to buy, they’re still held back by their ability to get enough lending to actually purchase a property. So still relatively balanced and all about those interest rates.”
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He said once affordability improved with lower interest rates, some upwards pressure will be put on house prices.
他表示,一旦负担能力随着利率的降低而改善,房价将面临一些上行压力。
Auckland and Wellington recorded the softest figures in recent months, each falling 2.7 percent since April. Christchurch was more stable with only a 0.1 percent fall in July.
奥克兰和惠灵顿的数据是近几个月来最疲软的,自4月份以来均下降了2.7%。基督城更为稳定,7月份仅下降了0.1%。
Goodall said Auckland was still a relatively expensive market, but was particularly weak given high interest rates.
Goodall表示,奥克兰仍然是一个相对昂贵的市场,但由于利率高企,奥克兰尤其疲软。
“Despite strong migration levels into the country, many of whom moved to Auckland, providing underlying demand for property, we are seeing that weakness across Auckland probably just because affordability is so stressed by high interest rates.”
“尽管移民进入该国的人数众多,其中许多人搬到了奥克兰,为房地产提供了潜在的需求,但我们看到奥克兰各地的疲软可能只是因为高利率给负担能力带来了如此大的压力。”
Nationally house values remain about 16 percent below the boom-time peak of $982,918 in January 2022.
在全国范围内,房价仍比 2022 年 1 月繁荣时期的峰值 982,918 纽币低约 16%。
But they are still about 19 percent higher than the pre-Covid level.
但它们仍比新冠疫情前的水平高出约19%。
来源:RNZ
分类: 澳纽资讯
(即时多来源) 新西兰英语新闻 New Zealand English News
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